Equipment finance
Chairs, operatory systems, vacuum pumps, compressors, autoclaves, imaging. Fixed-rate terms from 12 to 84 months, 100% financing with no additional collateral, and same-day approvals on good credit. Your first payment can wait three to six months — long enough for the equipment to start producing.
$10,000 minimum. Soft costs — delivery, installation, training — can go in, up to 25%.
Estimated monthly payment
Straight-line estimate at a fixed 6.9%, for illustration only — your approved rate, term and first payment are set when the loan closes. Section 179 lets a practice deduct the full purchase in 2026 up to $2,560,000; we are not tax advisers, so confirm the deduction with yours.
A 0% offer is bought down. Somebody pays the lender roughly 7.5% of the amount financed to make the rate read zero — and on most 0% equipment offers, that somebody is the dealer, who puts it back into the price of the equipment.
So a 0% quote and a 6.9% quote aren't two rates on the same machine. They're often two different prices.
We quote the equipment at our price and the financing at a real rate, separately, so you can see both numbers and check them against anyone else's.
| Equipment | Price | Term | Est. monthly |
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Financing starts at $10,000, but it doesn't have to be one item — a single application covers the whole build, and can include equipment you're buying from another vendor. Longer terms open up at $20,000 and again at $50,000, which is why the compressor above runs 36 months and the four-piece build runs 84.
Tell us what you're pricing — a chair, a vacuum, a full operatory. We'll quote the equipment and the monthly payment side by side.
Up to $250,000 on a single page, online or by fax. Same-day approvals with good credit, two years licensed or two years in business.
The lender pays us; you take delivery. Choose the deferral and your first full payment lands after the equipment has been working for months.
We'll come back with the equipment price and the monthly payment side by side — so you can decide on the numbers rather than the pitch.
Financing is provided by Group Financial Services, a healthcare equipment finance company of more than 40 years, and is subject to equipment review, credit approval, and verification of two or more years licensed and/or in business. All programs, rates, terms and amounts are subject to change. Upon approval, terms are confirmed but rates may change at the first of each month with U.S. Treasury and Federal Reserve rates; rate and term are fixed once the loan closes. First payment (unless deferred) and a small processing fee are due with the final contract. Payments shown exclude applicable sales tax and shipping. Deferred options are not the same as cash programs — they are fixed-rate finance agreements with low payments during the deferral, and credit may require a small touch payment of $50 to $99 on any deferred first payment. Call for terms on transactions under $10,000. The 6.9% program shown is good for applications received and approved by 9/30/2026 and must fund within 60 days. Reliable Dental Supply & Service Company LLC does not provide tax advice; Section 179 figures are illustrations, not projections — consult your tax adviser.